Welcome

We provide free advice and help to people who are struggling with debts from such things as mortgages, credit cards, personal loans or store cards.

So we can help you if you are having difficulty in making your monthly repayments or if you feel like you're robbing Peter to pay Paul.

For every person's debt problem, there is a solution.  These solutions can involve keeping your home and helping you to get your life back.

PFS shows clients every day across the region that their debt problems can be solved whatever their circumstances.

We are unique in the North East and across the whole country because most of our competitors exist to sell a specific product.

But because PFS offer each and every service under one roof, we are not only able to provide you with the very best advice free of charge but we can back it up by providing the best solution for your circumstances and your wishes.